Our Programs

Conventional financing is perfect for homeowners with excellent credit who can put down three percent. This type of mortgage is purchased by Fannie Mae or Freddie Mac and is not guaranteed by the federal government. They come in two forms: Fixed and adjustable-rate.

FHA financing is an excellent option for first-time buyers with low-to-moderate income levels and credit scores as low as 580. They are insured by the Federal Housing Administration (FHA). They are designed to help individuals and families with high debt-to-income ratios afford a home.

Active-duty or veteran military personnel are qualified for this type of financing. While the Veterans Administration does not administer the loan, they guarantee loans made by private lending companies. They require no down payment.

Renovation financing is excellent for those who are buying a fixer-upper home or those purchasing a foreclosure. You can also use this kind of financing to make improvements to your home.

If you are purchasing a higher-priced home, have excellent credit, a sizeable down payment, and a good debt-to-income level, then a jumbo loan might be right for you. They are private loans that do not conform to the guidelines set by Fannie Mae or Freddie Mac.